There’s a common myth that mortgage advisors charge fees, but that’s not true.
We don’t charge you for our service. The banks pay us a commission when we help you get approved.
Using our expertise means you get the best deal and maximise your chances of approval without having to figure it all out on your own.
So, what exactly do we do for you?
Find the right bank
We review bank policies, criteria, and loan options to help you choose the best fit for your needs. This might include getting the highest loan amount to afford a better property, accessing specialised loan products for first-home buyers or builders, and finding the best loan structure.
Compare rates and offers
We look beyond advertised rates to find exclusive bank deals and ensure you get the best interest rates and cash contributions.
Optimise your mortgage structure
The proper mortgage structure can save you more than a slightly lower interest rate.
A 0.01% difference in rates might save you just $10 a year per $100,000 borrowed, but optimising your structure could save you hundreds, if not thousands, annually. Our expertise can help you save money in the long term and secure the best deal possible.
Mortgage A to Z doesn’t charge a fee for main bank applications.
Some mortgage advice companies charge fees, so it’s essential to always read an advisor disclosure statement and question any fees you don’t fully understand.
Many non-bank lenders don’t pay us a commission, which means you may be charged an application fee for those lenders. We will disclose this upfront if this is the case.